Home baking insurance

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Trusted by 600,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Tailored cover for home baking businesses

Baking is an increasingly popular business venture, and we know there’s lots involved in running a home baking business. Keeping your customers happy and your stock safe is essential. With Simply Business you can build an insurance policy for your home baking business that protects you, your business, and your customers, plus any baking equipment. It’s quick, quality home baking business insurance cover, all in one policy.

Cover from £6.81 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.81 or less across all our trades insured. Based on data from 1 July - 31 December 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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Covers

your business

What insurance do home bakers need?

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

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Home baker insurance policy details

It's very important to make sure you understand what you need from your insurance. Use our check points below to get you thinking.

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • If you rent your property, you may not need to take out business buildings insurance, so double-check with your landlord
  • If you employ people, even in your own home, you're legally obliged to take out employers' liability insurance. Not doing this could lead to a heavy fine

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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Home baking insurance

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© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.