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Health & fitness insurance

Quick, easy and specific. Compare and buy today.

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Trusted by 600,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Tailored business insurance for health and fitness professionals

From tests and profiling to advice, your clients expect care, expertise and a truly personal service. As a top priority, you need protection – just in case something goes wrong. With Simply Business you can build a policy that protects you, your premises, and your customers, plus any specialist equipment or tools. Whether you work on your own or employ people, it’s quick, quality cover, all in one policy.

Cover from £6.81 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.81 or less across all our trades insured. Based on data from 1 July - 31 December 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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Covers

  • Business insurance
  • Public liability insurance
  • Professional indemnity insurance
  • Employers' liability insurance
  • Business equipment insurance
  • Business premises insurance
  • Business interruption insurance
  • Legal expenses insurance
  • Stock insurance

your business

What insurance do fitness consultants need?

Public liability insurance is often a very important cover for health and fitness consultants, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Another important consideration is where you’re based. Whether you work from a gym or are based at home, our business premises options will help take care of the day to day risks, letting you get on with the job in hand.

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Fitness consultant insurance policy details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine
  • Are you working with children?If so, make sure you check the details of your policy. Exclusions regarding work with children can vary by insurer
  • Do you or your staff also offer therapeutic care? If it’s part of your business, make sure you state this on your quote form

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Health, fitness & wellbeing insurance

  • Complementary therapists insurance
  • Counselling insurance
  • Fitness instructor insurance
  • Gym insurance
  • Healer insurance
  • Health & alternative therapy insurance
  • Life coaching insurance

More health, fitness & wellbeing insurance

  • Massage therapist insurance
  • Nutritionist insurance
  • Personal trainer insurance
  • Physiotherapist insurance
  • Reflexologist insurance
  • Sports coaching insurance
  • Zumba instructor insurance
  • More health, fitness and wellbeing insurance

See also

  • Home business insurance
  • Limited company insurance
  • Self-employed insurance
  • Charity insurance

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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Address

6th Floor99 Gresham StreetLondonEC2V 7NG

Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.