Glazier insurance quotes
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Based on 39,252 reviews
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For 80% of settled claims
Why do you need glaziers insurance?
From the employees you have on site to the equipment you rely on, glazing work comes with specific risks. Double glazing installation or single glazing expertise – your clients count on you for a fundamental skill. Choose from public liability cover, tools and equipment protection and employers’ liability, plus personal accident insurance for your own injuries.
- specific glaziers insurance covering damage, injuries, tool theft and more
- quotes start at £6.77* a month based on 2021 data
- optional personal accident cover for your own accidents and injuries
What does glazier insurance cover?
We’ll start with options for public liability insurance, designed to cover third-party property damage and accidental injuries. Our glazier insurance policies provide between £1 million and £5 million public liability cover, and you can add tools and plant machinery protection too, plus employers’ liability insurance if you need it.
Public liability insurance for glaziers
In case someone is injured or their property gets damaged, because of your glazing business.
Employers’ liability insurance
In case an employee gets sick or injured because of working for you.
Tools insurance
In case your glazier tools are lost, stolen or damaged.
Stock insurance
In case something happens to the glazing materials you keep in supply.
Business and office equipment insurance
In case things like your laptop or phone are lost, stolen or damaged.
Hired-in plant insurance
In case your rented plant machinery, like a sanding unit, is lost, stolen or damaged.
Own plant insurance
In case your own plant machinery, like a cherry picker, is lost, stolen or damaged.
Contract works insurance
In case your work in progress is damaged by disasters like fire, flood or vandalism.
Legal expenses insurance
In case you’re faced with legal costs from running your glazier business.
Personal accident insurance
In case anyone you’ve covered is accidentally injured, at or away from work.
Public liability insurance for glaziers
In case someone is injured or their property gets damaged, because of your glazing business.
What’s typically covered by public liability insurance?
Claims against your business for:
- damage to someone’s property, caused by your work
- injuries caused by your business activities
- accidental damage or injury caused by your employees, if you have any
For example:
- while installing a customer’s windows, you accidentally scratch an older window which will need to be removed and reinstalled
- you leave your ladder out while on lunch, causing a customer’s child to trip and cut their head – they’ll need stitches and a day off school with mild concussion
What you’ll need additional cover for
- If you do employ anyone, you’re usually required by law to have employers’ liability insurance too.
Read more about public liability insurance
Employers’ liability insurance
In case an employee gets sick or injured because of working for you.
What’s typically covered by employers’ liability insurance?
Claims against your business for:
- an employee, including a contractor or casual labourer, suing you after falling ill because of working for your glazier business, or
- making a claim for an injury they’ve had while working for you
**Employers’ liability insurance is required by law if you have people working for you. Without it, you could be fined up to £2,500 a day for each employee.**
For example:
- your apprentice falls off a ladder while installing a glass window – he breaks an arm and needs eight weeks off work
- a contractor working for you drops a pane of glass on their hand, damaging the ligaments and fracturing two bones
Tools insurance
In case your glazier tools are lost, stolen or damaged.
What’s typically covered by tools insurance?
- loss, damage or theft of your hand tools, power tools and specialist glazier equipment
For example:
- some teenagers break into your garage and steal tools you’ve just bought for a large contract job
- a fire in your site static unit causes damage to the large supply of suction lifters you’ve just ordered, which will need replacing
What you’ll need additional cover for
- larger plant items you use to carry out your glazing – you’ll need to add our specific plant cover for these
Read more about tools insurance
Stock insurance
In case something happens to the glazing materials you keep in supply.
What’s typically covered by stock insurance?
- loss, damage or theft of your work materials, or items you’re planning to sell
For example:
- you take your van for a service and forget that some windows for tomorrow’s job are still inside – these get damaged when the van goes up on the garage lift
- the materials you’ve ordered for a new contract are stolen from your locked shed
Read more about stock insurance
Business and office equipment insurance
In case things like your laptop or phone are lost, stolen or damaged.
What’s typically covered by business and office equipment insurance?
- theft, flood, fire or accidental damage to the equipment you use to run your glazing business
- operational equipment like your laptop, rather than the trade tools you take out and about
For example:
- your apprentice drops your laptop while getting into your van, damaging the screen
- a small fire in your home office damages some equipment you’ve just installed, including a printer and alarm system
Read more about business and office equipment insurance
Hired-in plant insurance
In case your rented plant machinery, like a sanding unit, is lost, stolen or damaged.
What’s typically covered by hired-in plant insurance?
- loss, damage or theft of things like sandblasters and glasswashers which you’ve hired in
For example:
- the lift machine you’ve hired for a big housing development contract is stolen over the weekend
- a sanding unit you’ve hired gets damaged while you’re moving it across your works site
What you’ll need additional cover for
- tools and plant machinery which you own yourself – you’ll need to add our specific own plant insurance or tools cover for this
Read more about hired-in plant insurance
Own plant insurance
In case your own plant machinery, like a cherry picker, is lost, stolen or damaged.
What’s typically covered by own plant insurance?
- loss, damage or theft of things like your own glass cutter or cherry picker
For example:
- your glass cutter is damaged in transit during a weekend job and needs a new part, delaying the contract by several days
- the cherry picker you own gets jammed with concrete during a job and needs repairing
What you’ll need additional cover for
- plant machinery you’ve rented – you’ll need to add our specific hired-in plant cover for this
Read more about own plant insurance
Contract works insurance
In case your work in progress is damaged by disasters like fire, flood or vandalism.
What’s typically covered by contract works insurance?
- repair costs for the work you have in progress if it’s damaged or destroyed
- labour, materials and tools to get the job back to the stage it was at before it was damaged or destroyed
- damage caused by things like fire, flood, storm, vandalism or theft
For example:
- vandals break into the site and set fire to the work you have in progress, meaning you’ll need to replace the majority of your tools and all the work you’ve already done
- a nearby firework display causes damage to your materials and works on site, delaying the project by two months
Read more about contract works insurance
Legal expenses insurance
In case you’re faced with legal costs from running your glazier business.
What’s typically covered by legal expenses insurance?
- legal expenses resulting from your day-to-day business activities, like a contract dispute
- the cost of legal claims relating to property damage, nuisance or trespass
- HMRC investigations, or tax and compliance issues
- includes a tax advice helpline, a 24/7 confidential legal helpline, and crisis support to help you protect your reputation, as a top-rated glazier
For example:
- your client is disputing their contract with you, refusing to pay for the work you’ve done due to a disagreement over materials and completion dates
- an apprentice you’ve hired sues you for unfair dismissal
Read more about legal expenses insurance
Personal accident insurance
In case anyone you’ve covered is accidentally injured, at or away from work.
What’s typically covered by personal accident insurance?
- injury or death at work or elsewhere, for anyone covered on the policy
- lost income, medical costs and hospitalisation benefit
For example:
- you fall off your ladder and sprain your wrist, keeping you off active work for three weeks
- your employee breaks their ankle while playing football with their kids and needs a month off work
Read more about personal accident insurance
This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
How much does glazier insurance cost?
Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £6.77 per month
Get your quotes in 7 minutes – prices are guaranteed for 30 days.
Get your tailored quotes in 7 minutes
How we work out example prices We take the highest price from the bottom 10 per cent of all our customers paying in monthly instalments (based on data from 1 Jan 2021 - 31st August 2021). Most customers pay more than this but some pay less.
Example glazier insurance quotes, real prices
£10.18 /month
£81.79 /month
A newly self-employed glazier who works on small contracts in the local area
- 1-2 years' experience
- Sole trader
- No employees
- Based in Dundee
Public liability
£1,000,000
Employers’ liability
Not included
Tools
Not included
£109.68 /month
£974.97 /month
A small family-owned glazier business specialising in domestic and commercial glass installation
- 5+ years' experience
- Limited company
- 3 employees
- Based in Swindon
Public liability
£5,000,000
Employers’ liability
£10,000,000
Tools
£9,000
How we work out example quotes These examples are real quotes from our online system (created 20/01/2021). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
What kind of excess should I expect?
An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.
| Insurance cover | Lowest excess | Highest excess |
|---|---|---|
| Public liability | £100 | £2500 |
| Employers' liability | No excess | No excess |
| Tools | £60 | £500 |
| Stock | £100 | £500 |
| Business and office equipment | £50 | £750 |
The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.
How it works
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We handle claims, so you can get on with business
How do I choose insurance?
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
Is public liability enough for third party property damage?
Can I just cover my most expensive tools?
Which type of workers do I need insurance for?
Will tools insurance cover all my equipment?
Does glazier insurance cover my work correctly?
Do I need cover for other types of work?
Which public liability cover limit should I choose?
Is public liability enough for third party property damage?
In some situations you may need more than public liability to cover certain kinds of property damage. Learn about contract works cover and hired-in plant cover.
Can I just cover my most expensive tools?
Make sure you cover the total cost of replacing all your tools or you’ll only get a proportion of your claim paid out if something happens to them. Learn about tool cover.
Which type of workers do I need insurance for?
Employers’ liability insurance is a legal requirement if you employ people.
If you have people working for you, including bona fide subcontractors (BFSC), labour-only subcontractors (LOSC), part-timers, or full-time staff, employers’ liability insurance is required by law.
Read on for our simplified guide to the difference between labour-only subcontractors and bona fide subcontractors.
Will tools insurance cover all my equipment?
Depending on what you use to do your work, you may need other covers.
You may need more than tools insurance – for example, business equipment insurance if you have a work laptop, plant insurance if you use machinery.
Does glazier insurance cover my work correctly?
Make sure you're picking the right cover to protect you properly. It's important to know that if you have another trade or job, you'll need additional cover. For example, do you need to consider joinery insurance or conservatory installers?
Do I need cover for other types of work?
If you provide these services alongside building work, make sure you’re covered:
Other types of insurance
Which public liability cover limit should I choose?
Think about the maximum possible loss your business could face in the event of a claim, and make sure you take legal fees and damages into consideration. You can choose from three levels of coverage – £1 million, £2 million, or up to £5 million.
Talk to an expert
Our team of UK-based insurance experts are here to help, Mon 09.00am - 05.30pm, Tues 09.00am - 05.30pm, Weds 09.00am - 05.30pm, Thurs 09.30am - 05.30pm, Fri 09.00am - 05.30pm, Sat 09.00am - 02.00pm
Call our team
How do claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive. The figure below is rounded across our range of products. Our claims process may vary for different products and operates on a ‘claim by claim’ basis.
£30 million in claims paid out in 2019
Paying 80% of settled claims within 24 hours in 2019
Example claim
Having glazier insurance through Simply Business has saved professionals thousands of pounds when the unexpected happened.
Matt saved more than £4,400
Matt (not his real name) accidentally damaged his client’s resin driveway while finishing up a double glazing job. The public liability cover in his glaziers’ insurance policy covered the repair costs.
Insurance payout
£4,416.67
Covering the cost of accidental damage
Matt's costs
£100
The excess amount stated in Matt's policy terms
Chosen by 800,000 small businesses
We started out as a team of five back in 2005. We’ve grown since then with 600,000 customers across 1,500 trades now trusting us to provide their business insurance.
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Rated 4.7/5
Based on 39,252 reviews
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Glazier insurance FAQs
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about glazier insurance. You can also check out our business insurance FAQs.
Yes. It’s important to make sure you have the right type and level of insurance for the different types of work you do. For example, if you’re a glazier, you may also do the odd building work job – you’ll need additional cover for this, but you can have it all on the one policy. When you start your quote, you’ll have the option to add another trade or profession to your policy. If you need to add a third trade, give us a call on 0333 0146 683 and one of our insurance experts will help you set up your policy in minutes.
Yes. You may start offering additional services that require you to use different skills or carry out different tasks. If you find yourself in this situation, it’s important to give us a call on 0333 043 8527 to update your policy before you take on this new work. If you don’t have the correct type of cover in place for the work you do, you may be unable to claim on your policy if something goes wrong.
Each insurer looks at CCJs and IVAs differently – some apply stricter rules than others, but having a CCJ or IVA doesn’t necessarily mean you won’t be able to buy insurance.
You can choose the payment type that suits your business and cash flow best. Some customers prefer to pay in one go, while others prefer to pay a regular monthly amount, like you do with lots of other bills. Simply Business offer three ways to pay for your policy:
- one-off credit or debit card payment
- BACS payment
- Direct Debit
If you choose to pay by Direct Debit, our credit provider, Premium Credit, pays Simply Business the full amount for your policy up front. You then repay Premium Credit in 10 monthly instalments.
This will depend on whether you have employers’ liability insurance in place. Public liability insurance is designed to protect your business against the consequences of legal action brought by members of the public for injuries or damage to their belongings. But when it comes to your employees causing injury or damage, this protection only activates if you also have employers’ liability insurance.
If you employ people, you’re required by law to have employers’ liability insurance.
There’s one exception here. Family businesses that aren’t incorporated as a limited company are not legally required to have employers’ liability insurance. The government defines a “family business” as one where all your employees are closely related to you (as a spouse, civil partner, sibling, child, parent, grandparent, grandchild, step-parent, stepchild or half-sibling). So if you run an unincorporated family business and you choose not to get employers’ liability insurance, it’s important to know that your public liability insurance wouldn’t cover you against damage or injury caused by your team.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions
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