Insurance for gas fitters

Specialist cover, built for gas fitters

In your line of work, no two jobs are the same. From hard-to-reach properties to complex systems, it's a varied industry – and you need insurance that’s as tailored as possible, letting you concentrate on the job in hand. With Simply Business, you’ll get just that. We'll help you build the policy that’s right for you, choosing from a range of core covers, plus a few more specific options. It’s quick, quality cover, without the hassle.

Cover from £6.78 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.78 or less across all our trades insured. Based on data from 1 January - 30 June 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do gas fitters need?

Public liability insurance is often a very important cover for gas fitters, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance covers serious injury, or even death - paying out for the likes of lost income and medical costs. Working as a gas fitter comes with certain risks and this cover should be considered if you would struggle to make ends meet if left unable to work following an accident.

Other covers available to gas fitters include tool insurance, plant and machinery insurance and business equipment insurance.

The average insurance claim for gas fitters is £13,170 – could you afford this if the worst happened? (Average claim being £13,170. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Gas fitter insurance policy details?

• Make sure you read your policy documents carefully in order to understand any exclusions
• Be careful not to underestimate the replacement value of your equipment, if arranging tools cover
• If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines
• Ask your clients what level of public liability cover they expect, and buy accordingly

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.