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Tailored business insurance for flooring contractors
Flooring contractors face a unique set of risks every day, and you need insurance that protects you, your equipment, and your clients. With Simply Business you can get just that, choosing from a range of key covers to build a single, flexible policy with a single premium, a single renewal date, and a single set of documents. It’s quick, quality cover, without the hassle.
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What insurance do flooring contractors need?
Public liability insurance is often an important cover for flooring contractors and most other trades, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.
If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
Personal accident insurance covers serious injury, so it’s worth considering as a flooring contractor. It will pay out for the likes of lost income and medical costs. Working with flooring comes with certain risks and this cover should be considered if you would struggle to make ends meet if left unable to work following an accident.
Other covers available to flooring contractors include tool insurance, plant and machinery insurance and business equipment insurance.
Flooring contractor insurance policy details
- Make sure you read your policy documents carefully in order to understand any exclusions
- Be careful not to underestimate the replacement value of your equipment, if arranging tools cover
- If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines
- Ask your clients what level of public liability cover they expect, and buy accordingly
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
Is your van insured?
By law, all vans in the UK used for business purposes need a commercial van insurance policy.
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See also
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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.
Read our reviews“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
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© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.