Community group insurance

Community group insurance quotes

Setting up a community group can be a great way of giving back to your community. But whether you’ve set up a youth club, a community arts group, or a residents’ association, community groups come with a unique set of risks.

With Simply Business, you can get community group insurance quickly and with minimum fuss. Insurance for community groups can cover things like accidents involving volunteers or allegations against trustees – why not run a quick comparison online and get a quote today?

What type of community group insurance do I need?

Public liability insurance and employers’ liability insurance are important covers for community groups, as they cover costs in case something goes wrong. For instance, public liability insurance can cover up to £5 million of costs if someone is injured or their property is damaged and they blame your community group.

And employers’ liability insurance is a legal requirement if you employ staff or volunteers, whether full-time or part-time. It covers costs if they get injured or fall ill as a result of working for you.

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Community groups that we insure

We work with specialist insurers who are experts in covering community groups, small charities and not for profit organisations. This means we can tailor your community group insurance to your specific needs. Here are some of the community groups we insure:

• Brass band insurance
• Astronomy club insurance
• Choir insurance
• Parent and toddler group insurance
• Bridge club insurance
• Community association insurance
• Walking group insurance
• YMCA insurance
• Book club insurance
• Arts group insurance
• Craft class insurance
• Community theatre insurance
• Computer club insurance
• Country dancing club insurance
• Drama group insurance
• And more

Community group insurance FAQs

Do community groups need public liability insurance?

Public liability insurance for community groups is important to consider. This is because members of the public might get injured or suffer a loss and blame your group. The costs of a claim can be high, so you should think carefully about adding this to your policy.

We're not a registered community group – can you insure us?

Yes – with Simply Business, you don’t need to be a registered community group to buy insurance. So it’s fine if you’re just starting out, or you’re too small to be registered, as we offer insurance for small charities, social clubs and community groups.

Is community group insurance a legal requirement?

The only cover that’s a legal requirement for community groups is employers’ liability insurance, if you have employees or volunteers working for you. That being said, if you don’t have covers like public liability insurance in place, you could end up having to pay thousands of pounds in legal costs if something were to go wrong.

Will our insurance cover events?

Yes, the public liability section of the policy can cover community group events. Public liability cover for events doesn't usually include cancellation.