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Community group insurance

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Trusted by 600,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Community group insurance quotes

Setting up a community group can be a great way of giving back to your community. But whether you’ve set up a youth club, a community arts group, or a residents’ association, community groups come with a unique set of risks.

With Simply Business, you can get community group insurance quickly and with minimum fuss. Insurance for community groups can cover things like accidents involving volunteers or allegations against trustees – why not run a quick comparison online and get a quote today?

What type of community group insurance do I need?

Public liability insurance and employers’ liability insurance are important covers for community groups, as they cover costs in case something goes wrong. For instance, public liability insurance can cover up to £5 million of costs if someone is injured or their property is damaged and they blame your community group.

And employers’ liability insurance is a legal requirement if you employ staff or volunteers, whether full-time or part-time. It covers costs if they get injured or fall ill as a result of working for you.

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Covers

  • Business insurance
  • Public liability insurance
  • Employers' liability insurance
  • Charity insurance
  • Sports club insurance
  • Not for profit insurance

Community groups that we insure

Community groups that we insure

We work with specialist insurers who are experts in covering community groups, small charities and not for profit organisations. This means we can tailor your community group insurance to your specific needs. Here are some of the community groups we insure:

  • Brass band insurance
  • Astronomy club insurance
  • Choir insurance
  • Parent and toddler group insurance
  • Bridge club insurance
  • Community association insurance
  • Walking group insurance
  • YMCA insurance
  • Book club insurance
  • Arts group insurance
  • Craft class insurance
  • Community theatre insurance
  • Computer club insurance
  • Country dancing club insurance
  • Drama group insurance
  • And more

Charity insurance FAQs

Community group insurance FAQs

Do community groups need public liability insurance?

Public liability insurance for community groups is important to consider. This is because members of the public might get injured or suffer a loss and blame your group. The costs of a claim can be high, so you should think carefully about adding this to your policy.

We're not a registered community group – can you insure us?

Yes – with Simply Business, you don’t need to be a registered community group to buy insurance. So it’s fine if you’re just starting out, or you’re too small to be registered, as we offer insurance for small charities, social clubs and community groups.

Is community group insurance a legal requirement?

The only cover that’s a legal requirement for community groups is employers’ liability insurance, if you have employees or volunteers working for you. That being said, if you don’t have covers like public liability insurance in place, you could end up having to pay thousands of pounds in legal costs if something were to go wrong.

Will our insurance cover events?

Yes, the public liability section of the policy can cover community group events. Public liability cover for events doesn't usually include cancellation.

Public liability insurance FAQ

  • What does public liability insurance cover?
  • How much is public liability insurance?
  • Does public liability cover employees?
  • Is public liability insurance tax deductible?
  • Can I get public liability insurance with a criminal record?
  • Public liability or general liability?
  • What type of business insurance do I need?

Employers' liability insurance FAQ

  • What is employers' liability insurance?
  • What does employers’ liability insurance cover?
  • Do I need employers’ liability insurance?
  • Is employers’ liability insurance a legal requirement?
  • How much employers’ liability insurance do I need?
  • How much does employers’ liability insurance cost?

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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6th Floor99 Gresham StreetLondonEC2V 7NG

Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.