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Insurance for caterers

Quick, easy and specific. Compare and buy today.

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Trusted by 600,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Catering insurance tailored to you

Catering is a flexible and varied industry. On any given day, you may work in a variety of venues, with a high turnover of staff and equipment that isn’t yours. Wherever you work, you’re exposed to a range of risks, so having solid insurance in place will be a top priority. With Simply Business you can easily compare catering insurance quotes and build a policy that takes care of the risks, with quick, quality cover, all built into one policy.

Cover from £6.81 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.81 or less across all our trades insured. Based on data from 1 July - 31 December 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Looking to cover a takeaway? Try our specialist takeaway insurance.

Mobile catering insurance

If you run a mobile catering business, such as a catering van or catering trailer, we can cover you as well, although please note that we don’t offer vehicle insurance, which covers you for road traffic accidents resulting in damage to other vehicles and injury to passengers. You need to purchase vehicle insurance separately.

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Covers

  • Business insurance
  • Public liability insurance
  • Employers' liability insurance
  • Tool insurance
  • Business equipment insurance
  • Business buildings insurance
  • Business interruption insurance
  • Legal expenses insurance
  • Stock insurance
  • Personal accident insurance

your business

What insurance do caterers need?

Public liability insurance is often an important cover for caterers and most other trades, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

watch the details

Caterer insurance policy details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Check whether you need buildings insurance. If you rent your premises, your landlord may have taken care of this cover
  • Do you work in different venues? Try to find out what level of public liability insurance each venue might expect before you decide what cover to buy

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Food and drink insurance

  • Ice cream van insurance
  • Insurance for cafés
  • Insurance for chefs
  • Mobile food van insurance
  • Pub insurance
  • Restaurant insurance
  • More food and drink insurance

Hospitality insurance

  • Guest house insurance
  • Hotel insurance
  • Hospitality insurance

See also

  • Limited company insurance
  • Shop insurance
  • Sole trader insurance

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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Insurance for caterers

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Address

6th Floor99 Gresham StreetLondonEC2V 7NG

Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.