Insurance for carpenters

Carpenters’ insurance tailored to you

As a carpenter, you know that every project and client is different. People rely on your flexibility and expertise, so finding cover to fit should be a top priority, especially when dealing with a brand new project. With Simply Business you can combine covers such as public liability, personal accident insurance and employers' liability into a single business insurance policy, with a single renewal date. Whatever choices you make, it’s quick, quality cover, without the hassle.

Cover from £6.79 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.79 or less across all our trades insured. Based on data from 1 July - 31 December 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do carpenters need?

Public liability insurance for carpenters

Public liability insurance is often an important cover for carpenters and most other trades, in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Other business insurance for carpenters

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance is crucial for any trade where you’re at risk of injury. Whether it’s dropping a heavy piece of wood on your foot, or something more serious, make sure you’re protected against any damage you might accidentally do to yourself.

Other covers available to carpenters include tool insurance, plant and machinery insurance and business equipment insurance.

Carpenter insurance policy details

• Make sure you read your policy documents carefully in order to understand any exclusions
• If you take out equipment cover, be careful not to underestimate the replacement value of your equipment
• If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

The average insurance claim for carpenters is £3,707 – could you afford this if the worst happened? (Average claim being £3,707. Based on data from 21st November 2018 - 20th November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Is your van insured?

By law, all vans in the UK used for business purposes need a commercial van insurance policy.

Find out more