Join over 900,000 UK customers with cover from £3.49 per month*
Specific insurance for business equipment is a key part of operations for thousands of UK professionals. It can help cover damage or loss of your essential items, often making the difference between closure and business as normal. So if there’s a risk that your laptop could get stolen, for example, or your shop’s appliances could get damaged, business equipment insurance is there to keep you running.
Business equipment insurance covers the replacement costs of equipment you use in your day-to-day activities, such as a blow dryer if you’re a hairdresser or a portable card machine if you’re a market stall trader. If your business equipment is lost, damaged, or stolen, this cover can help you to keep on working.
If you’re a tradesperson and you need cover for tools such as an electric saw, you can get the protection you need with tools insurance.
Fire
Theft
Flood
Loss
Accidental damage
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This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
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*The price is for £1 million of public liability insurance - 10% of customers paid £41.87 or less annually between 1st Oct 2023 - 31st Mar 2024. Equivalent to £3.49/month (and excludes the extra costs for paying monthly). If you complete a quote more types of cover will be available, these all have additional costs.
£10.40 /month
£83.95 /year
A small software development company working on apps for smartphones
Public liability
Not included
Contents & business equipment
£5,000
Professional indemnity
£50,000
£64.16 /month
£570.31 /year
A large coffee shop situated on a busy high street
Public liability
£5,000,000
Contents & business equipment
£15,000
Employers’ liability
£10,000,000
How we work out example quotes These examples are real quotes from our online system (created 14/09/2021). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.
Insurance cover | Lowest excess | Highest excess |
---|---|---|
Public liability | £100 | £2500 |
Employers' liability | No excess | No excess |
Tools | £60 | £500 |
Stock |