Bricklayer insurance

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Bricklayers building a wall

Why do you need bricklayers insurance?

From property damage to equipment theft, your work comes with specific risks. Would you be ready, if an expensive claim hit the business? We cover thousands of tradespeople every year. Whether it’s a bricklayers’ public liability case or equipment theft, our 24/7 claims team are UK-based and know your trade.

  • public liability insurance for self-employed bricklayers starting at £1 million
  • protection from big claims for accidental injury or damage
  • optional personal accident cover for your own accidents and injuries


What does bricklayers insurance cover?

We’ll start with public liability insurance for bricklayers, built to keep you covered against claims for accidents and injuries. We provide between £1 million and £5 million public liability cover for self-employed bricklayers, and you can add employers’ liability cover if you need it too, plus things like tools and plant machinery protection.


How much does bricklayer insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.74 per month

Get your quotes in 7 minutes – prices are guaranteed for 30 days.

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Example bricklayer insurance quotes, real prices

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What kind of excess should I expect?

An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.

Insurance cover

Lowest excess

Highest excess

Public liability

£100

£2500

Employers’ liability

No excess

No excess

Tools

£60

£500

Stock

£100

£500

Business and office equipment

£50

£750


How it works

Pick what goes into your policy

Get prices from a range of insurers

Buy online in minutes

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insurer

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How do I choose insurance?

Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.


Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How does a bricklayer insurance claim work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£51 million in claims paid out in 2023

83% of claims were settled in 2023

Example claim

Having bricklayers’ insurance through Simply Business has saved professionals thousands of pounds when the unexpected happened.

Ash saved more than £2,600

While working on a client’s property Ash’s (not his real name) employee fell from some incorrectly supported scaffolding, causing multiple injuries. The claim was covered by Ash’s employers’ liability cover, set up as part of his bricklayers’ public liability insurance policy.

Chosen by nearly 1 million small businesses and landlords


Bricklayers insurance FAQs

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about public liability insurance for bricklayers, along with other popular covers. You can also check out our business insurance FAQs.

Public liability insurance is a popular cover for many bricklayers and other trades – it’s designed to cover you for accidental damage and injuries to people outside of your business, if they claim that you were at fault. Is there a risk that a client’s property might get damaged for example, or a passer-by could get injured, because of your work?

Alongside public liability insurance for self-employed bricklayers, you may want to add cover for things like your tools and machinery, plus personal accidents that could take you away from your business. And if you employ anyone (including contractors or casual labourers), employers’ liability cover is usually a legal requirement.

Yes. It’s important to make sure you have the right type and level of insurance for the different types of work you do. For example, if you’re a bricklayer, you may also do the odd groundworking job – you’ll need additional cover for this, but you can have it all on the one policy.

When you start your quote, you’ll have the option to add another trade or profession to your policy.

If you need to add a third trade, give us a call on 0333 0146 683 and one of our insurance experts will help you set up your policy in minutes.

Each insurer looks at CCJs and IVAs differently – some apply stricter rules than others, but having a CCJ or IVA doesn’t necessarily mean you won’t be able to buy insurance.

You can choose the payment type that suits your business and cash flow best. Some customers prefer to pay in one go, while others prefer to pay a regular monthly amount, like you do with lots of other bills. Simply Business offer three ways to pay for your policy:

  • one-off credit or debit card payment
  • BACS payment
  • Direct Debit

If you choose to pay by Direct Debit, our credit provider, Premium Credit, pays Simply Business the full amount for your policy up front. You then repay Premium Credit in 10 monthly instalments.

If you change your business legal structure from sole trader to limited company mid-way through your policy, give us a call straight away on 0333 043 8527. It’ll only take us a few minutes to cancel your existing policy and replace it with one that correctly covers your new legal structure. It’s worth bearing in mind that your insurer and premium amount may need to change.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions


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