Bricklayer insurance

Bricklayers' insurance tailored to you

Bricklayers are in a risky business. However well prepared you are, mistakes do happen – and a single slip could be disastrous. With Simply Business you can protect yourself, your business, your equipment, and your clients, with a flexible insurance policy that’s tailored to you. Whether you work on your own or employ people, it’s quick, quality cover, without the hassle.

Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do bricklayers need?

Public liability insurance is often an important cover for bricklayers and most other trades, in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance is important for anyone who works in construction as it covers both medical costs and lost earnings that result from serious injury. As a bricklayer, your working environment could put you at risk and this cover should be considered by those who'd struggle to make ends meet whilst out of work through injury.

Other covers available to bricklayers include tool insurance, plant and machinery insurance and business equipment insurance.

The average insurance claim for bricklayers is £10,981 – could you afford this if the worst happened? (Average claim being £10,981. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Bricklayer insurance policy details

• Make sure you read your policy documents carefully in order to understand any exclusions
• If you take out equipment cover, be careful not to underestimate the replacement value of your equipment
• If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Is your van insured?

By law, all vans in the UK used for business purposes need a commercial van insurance policy.

Find out more