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Making your clients look and feel their best is what your business is all about. But accidents sometimes happen, and when they do you need beauty therapist insurance that’s there to support you.
Because you’re always in close contact with clients, public liability insurance is likely to be central to your beauty therapy insurance policy. You can be safe in the knowledge that you’re protected, whether you have your own premises, rent your chair or do mobile work.
Weather you're a freelance beauty therapist working on your own or you run your business employing others, with Simply Business you can build a tailored policy that suits your own requirements.
Cover from £6.81 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.81 or less across all our trades insured. Based on data from 1 July - 31 December 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)Start your quote
Public liability insurance is often an important cover for beauty therapists and cosmetologists, as for most other trades. It will cover you for compensation claims made by a member of the public for injury or damage caused by your business. For example if you get make-up in a client’s eye and cause damage to their sight, or if you spill a beauty product over an expensive rug, you could face a costly compensation claim. Public liability insurance can cover the legal fees and the compensation payment, which can include costs like medical bills and lost income.
Build a tailored policy by adding other covers to your beauty therapist insurance policy. If you have a business premises, you could include buildings insurance. You may also want to cover your business equipment, your tools, and your stock. If you have any staff (even contractors, temporary staff and apprentices), you’re probably legally required to have an employers’ liability policy.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
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