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Insurance for bakery shops

Quick, easy and specific. Compare and buy today.

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Trusted by 600,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Specialist cover for bakery shops  

For bakery shop owners, keeping customers happy and your stock and premises safe is essential for round-the-year trade. There’s so much involved with running a shop that when it comes to insurance, you need a quick solution, with cover for your key assets all in one place. With Simply Business you can build a policy that protects you, your premises, and your customers, plus any machinery and stock. It’s quick, quality cover, all in one policy.

Do you run a home baking business? Check out our tailored insurance for home bakers.

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Covers

  • Business insurance
  • Public liability insurance
  • Employers' liability insurance
  • Product liability insurance
  • Business equipment insurance
  • Business contents insurance
  • Business buildings insurance
  • Business interruption insurance
  • Personal accident insurance
  • Stock insurance

your business

What insurance do bakers need?

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Another important consideration is any specialist tools or equipment you have – including things like computers. Often, work revolves around these essentials, so our business equipment options will help take care of the day to day risks, letting you get on with the job in hand.

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Baker insurance policy details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • If you rent your shop premises from a commercial landlord, check with them to see if you need your own buildings insurance
  • Contents cover and fixtures and fittings cover insure different types of items within your premises, so check what you need
  • If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Food and drink insurance

  • Butcher shop insurance
  • Cake maker & decorator insurance
  • Catering insurance
  • Home baking insurance
  • Insurance for chefs

More food and drink insurance

  • Insurance for sandwich shops
  • Mobile food van insurance
  • Pub insurance
  • Restaurant insurance
  • More food and drink insurance

See also

  • Limited company insurance
  • Online shop insurance
  • Self-employed insurance
  • Shop insurance

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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Insurance for bakery shops

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6th Floor99 Gresham StreetLondonEC2V 7NG

Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.