Business Credit Cards

Business Credit Cards are an excellent way for a business to monitor expenses and costs. They reduce the need for petty cash and cheques and offer great discounts and rewards ideally suited for your business.

Unlike personal cards, Business Credit Cards are issued on a company's credit rating, rather than the individual's. Typically they have spending controls for example, cash withdrawals from ATMs and other predefined types of trade.

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The UK´s leading provider of Business Cards

Barclaycard Business are the UK´s leading issuer of corporate cards, with more than 142,000 business customers and over 500,000 individual cardholders worldwide.
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Types of Business Cards

• Credit cards - with credit cards it is possible to pay a minimum payment and carry the remaining balance forward to the following month. The card issuers charge interest on the amount carried forward.


• Charge cards - the entire balance is settled each month by Direct Debit. Consequently no interest is charged on the balance.

The financial management potential of Business Credit Cards ultimately simplifies the running of the business and enables accurate tracking of expenses, saving the business valuable time and money.

Key Benefits

• Financial Management - Business Credit Cards significantly improve financial control. Most business cards now offer free management and reporting services, considerably simplifying financial management


• Reduced dependency on cash - Business Credit Cards reduce the need for cheques and petty cash for day-to-day activities. Credit cards can eliminate the need for travellers' cheques and foreign currency


• Less admin - Recent research by the Henley Centre shows that time saved on administration expenses saves a business £302 per annum per typical senior manager


• Grow with your business - It is simple to arrange supplemental cards for new and existing employees in line with the company's growth


• Discounts and rewards - Credit card companies offer discount rates of up 30% on many products and services. Individual card holders can also earn rewards through reward programmes that come with most cards.