20-09-2007

SMEs worried about pension contributions

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Many small to medium-sized enterprises (SMEs) believe that their employees are not contributing to their pensions and are stressing the importance of doing so, according to research from Barclays.

Approximately 51 per cent of the 200 SMEs surveyed by the bank stated that their employees were not keeping an eye on the future by adding to their pensions.

A full 19 per cent of employees make no contribution whatsoever to their pensions, the survey discovered.

Commercial director for Barclays Financial Planning Stephen Ingledew commented: "The research indicates despite the pension gap being on everyone's radar, it is some way off being plugged.

"The fact that half of SMEs are taking steps to encourage their staff to do more is promising."

However, two-fifths of workers want a higher salary rather than a pension deal, which means that there is a risk that "pensions provision could be overlooked", added Mr Ingledew.

Currently, the overall personal debt in the UK is over £1 trillion, according to the debt charity Credit Action.


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