28-04-2008

Mortgage lenders increase rates

News by Adfero for Simply Business - independent providers of public liability insurance, business finance, landlord insurance, buy-to-let mortgages & commercial mortgages.

Some of the UK's largest mortgage lenders have increased the interest rates that they charge on home loans as the credit crunch continues to bite.

The BBC reports that Cheltenham & Gloucester put up its variable rate mortgages by up to 0.6 per cent, with its tracker rates increased by up to 0.4 per cent.

Meanwhile, Abbey - the UK's third biggest mortgage lender - reduced its interest rates from 6.37 per cent to 6.12 per cent but, in return, is now asking for a minimum of a 25 per cent deposit, rather than the usual ten per cent.

Britannia building society has raised all of its interest rates by up to 0.75 per cent for new customers.

According to financial information service Moneyfacts: "All borrowers still on an initial rate and not looking for a new deal will have seen their rates either drop or stay the same."

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