29-08-2007

Gross mortgage lending improves

Total gross mortgage lending improved last month, it has been claimed.

According to the results of data released by the British Bankers' Association (BBA), total gross mortgage lending for July was 12 per cent higher than gross lending figures for 2006.

The rise is believed to have been affected by an increase in the number of homeowners opting to re-mortgage their property.

"With customers seeking to replace deals or fix their mortgage costs, increased remortgaging activity boosted the banks' lending in July," said David Dooks, director of statistics at the BBA.

"Lower approvals volumes simply reflected the seasonal pattern, so we expect the stable trend in the banks' lending to continue over the next couple of months," he added.

Britain's total gross mortgage lending for last month reached £21.3 billion.

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