06-03-2008

RICS paints gloomy buy-to-let picture

News by Adfero for Simply Business - independent providers of public liability insurance, business finance, landlord insurance, buy-to-let mortgages & commercial mortgages.

The Royal Institution of Chartered Surveyors (RICS) has issued a warning over the UK's buy-to-let property market.

Laying blame at recent mortgage lending restrictions, the organisation has warned of evidence suggesting that the UK's buy-to-let mortgage market could be close to faltering.

"Access to the buy-to-let market became harder for would-be landlords as mortgage products became scarce," said a representative from RICS.

"The credit crunch has restricted the number of buy-to-let mortgages approved, as well as the number of mortgages available to investors."

Indeed, a survey from the organisation has revealed a decline in the number of new landlord instructions during the latter months of last year.

Rics discovered that over the final quarter of 2007, the number of surveyors reporting a fall in landlord instructions was greater than those reporting an increase, by one per cent when compared with the third quarter of the year.



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