15-11-2007

Bank of England offers new insight on interest rate direction

News by Adfero for Simply Business - independent providers of business insurance, business finance, landlord insurance, buy-to-let mortgages & commercial mortgages.

The Bank of England has offered new insight into the future prospects of a cut in interest rates, it has emerged.

According to reports, the Bank of England yesterday highlighted the possibility that a total of two cuts in interest rates would be necessary over the course of 2008.

The possibility was highlighted in the latest Bank of England inflation report, which also observed that increases in the cost of borrowing would affect a number of different sectors, including construction and real estate.

"With house price inflation easing and commercial property prices falling, residential and commercial property investment are likely to moderate, possibly quite sharply," said Mr King.

"And with tighter credit conditions in the future, the personal saving rate is likely to rise, bearing down on consumer spending."

The Bank's inflation report also noted that, should interest rates remain at their current level of 5.75 per cent, inflation will fall below its target rate of two per cent over a period of two years.

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