Shop vacancies, mortgage ratio caps, and landline price cuts - here's your need-to-know business news roundup.
The number of empty shops in the UK will rise in 2012 according to new figures.
There are already significant regional variations, with Stockport suffering from a 30 per cent vacancy rate – the highest in the country. [BBC]
The Bank of England may impose a cap on mortgage ratios in a move it says will help prevent another economic crisis.
The new Financial Services Bill will give the Bank the power to alter maximum loan-to-value ratios. [Telegraph]
Consumers could enjoy cheaper landlines from April following a challenge from Ofcom.
The regulator has said the amount BT can charge for landlines may be cut by up to 19 per cent. [Independent]

