Business finance advice and articles
Finding finance for your small business can be difficult. Bank loans, overdrafts, and 'angel' investment are all hard to come by. These tips and guides are here to help you understand the business finance options - and secure the cash you need.
5 ways to reduce banking charges
British businesses spend more than £2.3 billion every year on banking charges. Read some top tips to reduce your costs.
How to improve your chances for a bank loan?
A new report from the Ernst & Young Item Club suggests that bank lending to businesses will rise in 2014. Although business owners have spent much of the past five years exploring potential non-bank finance routes, a predicted upturn in conventional funding could be a welcome change for those firms that have been excluded since the recession. So in preparation, how can you make your business as attractive as possible to a potential lender?
Factoring vs invoice discounting - which works for your small business?
Josh Hall | 5 Mar 2014
Invoice finance is a powerful means by which small and growing businesses can take control of the value locked up in unpaid invoices.
Top tips for a successful first-time business loan application
Josh Hall | 13 Dec 2013
More than half of all first-time business loan applicants are turned down. Affordable finance is vital for small businesses, but all too frequently first-time applicants find it difficult to get the funding they need.
How absence of transparency in foreign exchange markets can hurt your small business
Andrew Jessop | 21 Nov 2013
In international foreign exchange, the accuracy of information is crucial.
Can businesses bank on interest rates?
Josh Hall | 3 Sep 2013
Last month the Governor of the Bank of England announced that base rates are set to remain at their record low in the medium term – but can businesses really bank on credit remaining cheap?
Make your business attractive to the banks - 5 top tips
Josh Hall | 31 Jul 2013
It may seem hard to believe, but bank lending to businesses is set to rise next year.
Get your free credit report now
Josh Hall | 11 Jun 2013
Your credit report contains a vast amount of vital information about your financial history - but many people have never seen theirs.
Unemployed? Start your business with over £2,000 from National Enterprise Allowance
Josh Hall | 29 May 2013
Last week the government claimed its New Enterprise Allowance has helped establish 20,000 new businesses.
Apply for up to £5,000 in 'innovation vouchers'
Josh Hall | 26 Apr 2013
Small businesses can apply for European grants to help them develop new skills.
StartUp Loans - A quick-start guide
By Josh Hall | 12 June 2012
The government has announced the launch of the StartUp Loans scheme - but what does the scheme entail, and who qualifies?
Debt dilemma - should you be paying it off now?
6 February 2012
For many business owner it seems obvious: the priority is to pay off what you owe. However, this may not be the best strategy in every circumstance.