Every freelancer or home based worker should look at getting a business insurance policy instead of just your regular home insurance.
Why home insurance does not offer cover for your home business
Your home insurance will cover you for some equipment you use for your home business. However, expensive specialist equipment and public liability insurance is not included in a home insurance policy. Public liability insurance for home businesses is important when your customers come to your home to work with your home business.
What cover is available for home businesses?
If you work from home, you should check your current insurance policy and discuss buying home business insurance from one of the business insurers we offer at Simply Business.
Every home business is different. Tailor your quote online at Simply Business to see exactly what you need and what is adequate cover.
A typical home business insurance policy consists of cover that is advisable for a continuous business. Popular covers are available for various situations where you are unable to work. For example being injured in an accident where the home office and stock room is damaged due to fire.
Public Liability insurance for home businesses will cover you if a business visitor has an accident in your home.
Online quotes, how does it work?
It’s no longer necessary to phone around for home business insurance quotes. To get a good overview how much a home business insurance policy is going to cost you, simply click here where you can receive instant quotes for home business insurance. We compare up to 8 insurers and offer you a tailor made policy in just a few simple steps.
Home business insurance is essential if you run a home business. Remember to read the small print very carefully. You need to know exactly what you are covered for and what is excluded.
The cheapest home business insurance is not always the best option. You need to be aware of all limitations for every home business insurance policy. Make sure you are covered for all the types of risks you encounter on a regular basis.