Insurance for your business

Software developers' insurance, tailored for your needs

Software developers assume significant responsibility for the health of their clients’ businesses as many of them rely entirely on software designed for them. Given the trust placed in software developers by clients, it is vital that you are properly insured.

Buying your software developers' insurance

We’ve worked hard to make sure that buying your business insurance is simple.

1. Build a flexible policy using our simple quote form
2. Compare quotes from a range of trusted insurers
3. Choose a quote and buy it online
4. Speak to our UK insurance team if you get stuck
5. Receive your documents online instantly

Building your software developers' insurance policy

These core covers should get you started with building your tailored quotes:

Professional indemnity insurance is important for software developers as your clients rely on the services you provide. If your advice is faulty or you are found to be otherwise negligent in the provision of your services, your client may suffer a financial loss for which you would be liable. Professional indemnity insurance can cover the cost of these claims.

Public liability insurance is important because it covers the cost if a claim is made against you because a person has been injured or their property damaged because of your business activities. Public liability claims can be financially crippling, and it is vital for the stability of your business that you are properly covered. Simply Business offers public liability insurance up to a value of £10 million.

For other suitable covers see our covers box on the right.

Details to look out for

• You are legally obliged to take out employers’ liability insurance if you employ anyone.
• Failure to do so could result in a fine of up to £2,500 for every day you are uninsured.
• Make sure you read and understand any exclusions on your policy. Simply Business offers you the chance to read the policy documents for each quote before you buy.
• Where possible, ask potential clients what level of professional indemnity insurance they expect before you buy your policy.