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As a project manager your job is to make sure things run smoothly and goals are achieved. But even the most carefully managed projects can go wrong, and as a result you could find yourself facing a costly compensation claim.
Professional indemnity insurance for project managers can cover compensation claims made by a client because you’ve made a mistake in your work.
You can build a tailored policy by adding other insurance to your project manager insurance policy too, including public liability insurance, employers’ liability insurance and legal expenses cover.Compare quotes
Apart from employers’ liability insurance - which is a legal requirement for most businesses with staff - it’s up to you to decide which types of business insurance you take out. Here are some covers that are popular with project managers:
Professional indemnity insurance is a popular cover for project managers, as it protects you against compensation claims made by a client because you’ve made a mistake in your work or been negligent. For example if you’re sued because a project isn’t delivered on time and you’re held responsible. You can buy professional indemnity insurance as a stand-alone cover or as part of a combined policy with other covers. At Simply Business we offer between £50,000 and £5 million in professional indemnity cover.
Public liability insurance protects you from compensation claims for injury or damage made by a third party. For example if you spill a cup of coffee over a client’s computer.
Employers’ liability insurance is a legal requirement for most businesses that have staff, and you may face a steep fine if you don’t have it. It covers claims made against you by an employee for injury or illness that’s due to their work.
Business equipment insurance protects the things you need to run your business if they’re lost, stolen or damaged.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.