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As an environmental consultant, it’s your responsibility to make sure your clients comply with environmental regulations. However, sometimes things go wrong, and you could find yourself in hot water if you make a miscalculation.
If, for example, you accidentally give a client the wrong figures and they end up with a fine because of decisions they’ve made off the back of your data, they could hold you liable.
Avoid this and other scenarios with a comprehensive environmental consultant insurance policy from Simply Business. You can use our online form to pick the covers you want to create an insurance policy that’s tailor made to your business needs.Compare quotes
The types of insurance you need will depend on the particulars of your consultancy, but these covers tend to be popular with environmental consultants:
Professional indemnity insurance can protect you if you make a mistake in your work that leads to your client suffering a financial loss. If you miscalculate, or label some of your findings incorrectly, and your client is then penalised because of decisions they made based on the information you gave them, they could hold you responsible and you may face a financial penalty.
Public liability insurance is an important consideration for any business that interacts with members of the public. Whether you invite clients to your office or visit them on site, if they suffer an injury or damage to their property that’s your fault - for example if they slipped on a loose tile or you spilt coffee on their laptop - public liability can help cover any associated costs.
Employers’ liability insurance is usually a legal requirement for businesses that employ staff. If your consultancy has any employees then it’s worth checking whether you’re legally required to have this cover in place.
As a consultant, you likely have business equipment you use as part of your day to day working life, whether it’s a laptop or something more specialised. Business equipment insurance from Simply Business can cover your equipment if it’s damaged or stolen from your office, so you may want to consider this cover if you’d find it hard to keep working without it.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.