Insurance for pest controllers

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Covea
  • Ageas
  • UK General
  • AIG

Tailored cover, designed for pest control

Handling chemicals and tools, disposing safely of waste and protecting the site you’re working on makes pest control businesses much more vulnerable to accidents and claims. As a top priority, you need protection – just in case something goes wrong. With Simply Business you can build a policy that protects you, your premises, and your customers, plus any specialist equipment or tools. Whether you work on your own or employ people, it’s quick, quality cover, all in one policy.

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What insurance does a pest control business need?

Public liability insurance is often a very important cover for pest controllers and most other trades, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Need a quick snapshot? Get more details on why public liability insurance is important.

Personal accident insurance is worth considering for anyone who works with potentially dangerous equipment, and working in pest control comes with particular risks. This cover insures you against serious injury, or even death - paying out for both lost income and medical costs if you were unable to work after an accident.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

You can also include insurance for your tools and other business equipment.

Check the details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Try to find out what level of professional indemnity insurance your clients might expect before you buy
  • If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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“Professional, courteous, informative. You really listened to what my insurance needs were.”

Nicola Bramley, Business

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