Manufacturers & Printers
Manufacturers and Printers Insurance is a package of insurance covers, including both employer's and public liability insurance that you can tailor to protect your business against financial loss.
Key Features
We offer a series of quotations from the leading insurance companies and brokers for manufacturers and printers.
You can tailor your policy to cover your public liability, your employees, the building, the stock, the products liability, the contents and more.
Who is it for?
- Manufacturers
- Commercial printers and distributors and printing presses
- Factories and warehouses
Benefits
- One-Stop 'Shop' - There are potentially many elements required for adequate Manufacturers and Printers insurance cover. You can get them all instantly from Simply Business Insurance.
- Leading Providers - We can provide quotes from a range of the UK's leading insurers and brokers including, Zurich, AXA and Norwich Union.
- Policy 'Bolt Ons' - After employer's liability and public liability, you can choose which other covers are most suitable for your business.
- Stock Protection - If you hold stock on the premises insurers will generally allow you to choose how much stock to cover and it will be protected against fire, flood and theft.
- Contents & Fittings Cover - Valuable contents and fittings can be covered separately from the buildings.
- Cash Cover - Cash stored on site can be insured against theft.
- Products Liability - If you are manufacturing your own products, you will probably want to get protected against the liability associated with any faults.
- Peace of mind - Once the essentials are protected, you can concentrate your efforts on running the business.
Things to watch out for
- Adequate cover - whether you are covering your contents, your stock or any money stored on the premises, you must calculate the right amount of cover to purchase. Purchase too little, and should you lose everything, the insurer will only pay the amount that you have covered.
- Exclusions - Always read the policy documents carefully to check the extent of the cover. For example, the most common exclusion is that you are not covered for theft if you do not take sufficient security precautions.
- Optional Covers - Some insurers will include extra covers in the standard policy. Others allow you to choose exactly what cover you require and charge accordingly. Ensure you are not paying for something you don't require.
- Security precautions - Most insurers will state that you need to comply with their minimum security precautions. This normally involves having a certain type of alarm, or a certain type of lock on external doors etc. If you are not complying with the specified precautions then you may invalidate your policy.
- Changes to your business - If you take on extra employees, increase the amount of stock you store on the site, or move to a different site etc, inform your insurer instantly, there may additional premiums to pay. Conversely, should you reduce the size of your business the insurer may be prepared to re-quote you a cheaper price.
What are the next steps?
- Know your business - make sure that you know how many employees you need cover for, how much stock you want to cover and all the other details that will affect the quote. There are many risks associated with running a manufacturing or printing business and insurers will want to know all the details before offering you a quotation.
- Don't delay - If you have any employees then you need, by law, to buy employer's liability insurance and display your certificate in the workplace. If you have not got this in place then you run the risk of being heavily fined.
- Instant online form - once you have all your details to hand, fill out our online form and our panel of insurers & brokers will then be able to arrange quotations for you.
Compare Quotes
Compare, Decide, Buy
Frequently Asked Questions
How do I know what additional covers to purchase?
The important thing is to match the nature of your business with the insurance you are buying. Make sure you pick the covers that apply to you.
Do I need to buy employer's or public liability insurance separately?
No. These covers are included as standard in the policy. You only need to purchase the one policy for all your insurance needs.
Who will be quoting me?
We only work with reputable big name insurers and brokers such as Zurich, AXA, Norwich Union and Swinton. You will receive quotes from the providers that we think are most appropriate for your business.
My current insurer has already offered me a renewal quotation, why go through the hassle of getting another quotation?
Insurance is not a product with an established price, it is constantly changing. By shopping around, you can save significant money as different insurers different levels of risk tolerance.