Business insurance for lifestyle consultants and personal trainers

Lifestyle consultants, sometimes known as personal lifestyle trainers, work in a relatively new profession which is becoming very popular in the UK.  A lifestyle consultant gives advice to customers about their work/private life and eating habits, and can even act as a personal trainer.

As a lifestyle consultant it's essential to take out the right insurance policy. In particular, you should have professional indemnity insurance. Being in a position where you are giving advice and providing a service, you could be held liable for the consequences of any faulty or negligent advice.

Simply Business is one of the only online companies that offers the choice of adding professional indemnity to your business policy or taking it out separately.

Optional covers to add to your business insurance policy could include public liability insurance or insurance for your premises.  If you work from home, you can insure your home office and your home under your business policy, saving you money.

Confusing? The good news is that choosing and buying a business insurance policy with us is simple and quick with our easy to follow quote form.

Buying your marketing consultants’ insurance

It’s easy to buy your business cover at a competitive price with our clear, simple insurance quote form.

1. Build the right policy using our simple form
2. Compare quotes from a range of trusted insurers
3. Choose a quote and buy it online
4. Speak to our UK insurance team if you get stuck
5. Receive your documents online instantly

Building your lifestyle consultants' business insurance policy

Lifestyle consultants can choose from a number of suitable business insurance covers to build one tailored policy. These will help you get started.

Professional indemnity insurance can cover the costs of any claims made against you related to negligence or bad advice. Many clients will only deal with you if you have sufficient professional indemnity insurance. Simply Business offers cover up to £5 million.

Public liability insurance protects you financially if, during the course of your work, you cause injury or damage to a member of the public or their property. You are likely to be held financially liable, but public liability insurance can cover the cost of these claims. Simply Business offers public liability insurance from £1m up to £10m.

Business premises insurance is important if you operate your business from premises which you own or rent. With Simply Business you can add buildings and contents cover, fixtures and fittings, or ‘shop front’ insurance to your business policy.  If you work from home, our buildings insurance can cover your home as well as your home office.

Details to look out for

• Make sure you read and understand any exclusions on your policy. Simply Business offers you the chance to read the policy documents for each quote before you buy.
• If you employ anyone, you have a legal responsibility to take out employers’ liability insurance. Failure to do so can result in a fine of up to £2,500 per day.