Liability insurance for your business

Every business needs liability insurance that is tailored to its specific risks and requirements. Taking out a flexible liability insurance policy from Simply Business ensures that your business won’t lose out financially if an accident happens.

Why buy Professional liability insurance with Simply Business?

• More than 200,000 customers rely on us for their liability insurance
• Compare quotes with trusted insurers online
• When you have a claim, expect an excellent claim process from our support team
• Receive your documents online instantly
• You only pay for what you need, so every policy is different and unique

Public liability insurance

Public liability insurance is important for your business because it will pay out in the event that a mistake is made which causes an injury to a member of the public or customer, or which damages their property.

Incidents where customers slip or trip over are among the most common accidents which can result in public liability insurance claims.  For example, if a spill on a shop floor isn’t marked sufficiently with a warning sign, and a customer slips and becomes injured as a result, they may claim for compensation.  Public liability insurance covers this cost for a business.

Read more about Public liability insurance

Employers liability insurance

Employers’ liability insurance is a legal requirement for any business which has one or more employees. Incorporating it into a single business policy along with your public liability insurance and any additional covers can reduce the overall cost and make your business insurance easier to manage.

Read more about Employers' liability insurance.

Product liability insurance

If your products cause injury to a person or damage to their property, you could be liable to pay for any compensation costs. Product liability would cover those costs on your behalf, helping you to avoid what could be considerable expense to your business.

Read more about Product liability insurance