Insurance for kitchen fitters

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Tailored cover for kitchen fitters

From hobs to surfaces, fitting a kitchen requires a range of skills and a range of equipment. You need an insurance policy that protects you, your tools, and your clients, and with Simply Business you can get just that. Choose from your key cover options, including public liability and employers’ liability, and get a single, flexible policy with a single premium and a single renewal date.

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What insurance do kitchen fitters need?

Public liability insurance is often an important cover for kitchen fitters, in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance is particularly important for those who work with heavy machinery or similar tools. As a kitchen fitter it’s worth considering, especially if you would struggle to make ends meet if you were left unable to work following an accident. It covers serious injury, or even death, paying for both medical costs and lost income.

Other covers available to kitchen fitters include tool insurance, plant and machinery insurance and business equipment insurance.

Kitchen fitter insurance policy details

  • Make sure you read your policy documents carefully in order to understand any exclusions
  • If you take out equipment cover, be careful not to underestimate the replacement value of your equipment
  • If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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4.65 /5

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

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Customer testimonials

“The agent who dealt with my business was very dedicated, considering there were several properties on the policy all with varying requirements. He is an asset to your company.”

John Sheppard, Landlord

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We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

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