Health & Benefits Insurance
Health & Benefits Insurance is a package of insurance covers designed to provide lump sum cash benefits in the event of your or any covered person's death or disability as a result of an accident and a daily cash benefit should hospitalisation occur as the result of an accident.
An accident can happen anywhere, no matter how careful you are. In fact, there are over 2.8 million accidents in the home alone each year.
Personal Accident Plan
The Personal Accident Plan will pay you and your loved ones a tax-free lump sum, of up to £250,000, to spend as you wish in the event of permanent injury or accidental death. You're covered 24 hours a day, world-wide. No medical or health questions required.
Significant features
- Up to £250,000 for permanent accidental injury
- £25,000 for Accident Death
- £500 for every day you are hospitalised in certain countries abroad as the result of an accident
- £100 for every day you are hospitalised as the result of an accident in the UK
- Up to £25,000 towards the cost of legal expenses for a civil claim for a personal injury
- 24 hour unlimited access to a legal helpline and medical / counselling helpline.
Hospital Cash Plan
Every year, around 11 million people are admitted to hospital staying on average up to 8 nights. Under this plan you'll get up to £200 a day if you're hospitalised whether it's as a result of accident or sickness.
Significant features
- Up to £30 for every day you are in hospital.
- Up to £100 for every day you require intensive care treatment.
- Up to £200 for every day you require intensive care treatment as the result of a road traffic accident.
- Unlimited 24 hour access to a medical advice and counselling helpline.
- Second opinion service without leaving your home, whenever you need it (provided by Best Doctors Inc.).