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Whether you’re installing CCTV systems for companies or helping someone keep their home safe, as a CCTV installer, client safety is what your business is all about.
But when you’re visiting client sites, dealing with delicate equipment and coming into contact with third parties, you face certain risks.
CCTV installer insurance from Simply Business can keep you covered, starting with public liability insurance in case you’re blamed for injury or property damage. Add tools insurance to cover your kit, and personal accident insurance in case anything untoward happens to you on or off the job. We offer a whole range of other business insurance covers that could be useful too.
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It’s up to you what insurance you take out, although employers’ liability is likely to be a legal requirement if you’ve got staff.
You can use Simply Business to find and compare CCTV installer insurance quotes, and buy a policy that suits you. These are some of the covers that tend to be useful for CCTV installers.
Public liability insurance can protect you against injury or damage claims made by members of the public, including clients or passersby. For example, if you dropped a tool and damaged your client’s car while attaching a camera to the outside of their house, you could face a compensation claim. Your public liability insurance could cover the legal fees and compensation payment, up to the limit of your policy.
Tools insurance can cover the things that are crucial for you to do your job, paying to replace your CCTV installation equipment if it’s lost, stolen or damaged.
Personal accident insurance can pay out for things like lost income, medical costs and hospitalisation benefit if you’re injured while working or outside of work. It’s an especially important cover if your job involves some risk.
You can add other business insurance to your policy too, including employers’ liability insurance if you employ staff, business buildings insurance if you have a premises, business legal protection insurance and business interruption insurance.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.