Insurance for bakery shops

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Covea
  • Ageas
  • UK General
  • AIG

Specialist cover for bakery shops  

For bakery shop owners, keeping customers happy and your stock and premises safe is essential for round-the-year trade. There’s so much involved with running a shop that when it comes to insurance, you need a quick solution, with cover for your key assets all in one place. With Simply Business you can build a policy that protects you, your premises, and your customers, plus any machinery and stock. It’s quick, quality cover, all in one policy.

Do you run a home baking business? Check out our tailored insurance for home bakers.

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What insurance do bakers need?

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Another important consideration is any specialist tools or equipment you have – including things like computers. Often, work revolves around these essentials, so our business equipment options will help take care of the day to day risks, letting you get on with the job in hand.

Baker insurance policy details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • If you rent your shop premises from a commercial landlord, check with them to see if you need your own buildings insurance
  • Contents cover and fixtures and fittings cover insure different types of items within your premises, so check what you need
  • If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Customer reviews

Our rating

Customer review

4.6 /5

Working out our score

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

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Customer testimonials

“The agent who dealt with my business was very dedicated, considering there were several properties on the policy all with varying requirements. He is an asset to your company.”

John Sheppard, Landlord

What our customers are saying

We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

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