Landlord content insurance is needed by Landlords who want to insure the contents of their property. Simply Business gives you the ability to compare quotes for your Landlord content insurance to find the best deal for you.

What does Landlord Content Insurance cover?

Landlord Contents Insurance covers the contents of your rental property in case of damage. This insurance would usually be required if you rent the property out furnished.

You can only insure the contents that you own, you can’t insure your tenants contents. Tenants need to purchase their own insurance policy if they wish to insure their own contents.

Why use Simply Business for your Landlord Contents Insurance

Simply Business allows you to compare quotes for your Landlord Contents Insurance and buy it online. With us you can:

• compare quotes for your Landlord Contents Insurance from top UK insurance providers
• tailor your insurance quote to meet your specific needs
• buy your insurance online
• receive your insurance documents electronically within seconds of buying them
• speak to a customer service advisor in our UK contact centre if you have any questions about your quote and the type of insurance you need

Additional Extras for Landlords

Landlord Contents Insurance can be purchased with other types of insurance for Landlords such as:

Buildings Insurance – This insures the property itself against damage such as fire or flood.

Landlord Liability – As a Landlord you are accountable for the safety of your property for the tenants who are living in it. If a tenant injures themselves on something that is faulty and dangerous in your property they can claim against you. Landlord Liability is designed to cover you for this type of claim.

Employers Liability Cover – If you employ anyone else with regards to your property you will need to have Employers Liability Insurance to cover for any injury they may have whilst working for you.

Landlord Buildings Insurance protects your property against damage to it from events such as a fire or flood. Simply Business can provide you with a comparison of quotes for your business for Landlord Buildings Insurance, you can also add in extra insurance to go with your cover if you require it.

What does Landlord Buildings Insurance cover?

Landlord Buildings Insurance covers you for events that can damage your property. It covers any serious events such as a fire or flood that could permanently damage the property. The price of the insurance is normally calculated to take into account the complete re-building of the property.

Why choose Simply Business for your Landlord Buildings Insurance cover?

Simply Business offers you the ability to compare quotes for Landlord Buildings Insurance. With us you can:

• compare quotes for Landlord Buildings Insurance from leading UK providers
• tailor your insurance to meet your needs
• buy your insurance online in a few quick steps
• receive your insurance documents electronically within seconds of your purchase
• speak to a customer service advisor at our UK contact centre if you need any help with your quote

Additional Extras for Landlords

Content Insurance – This will cover the contents of your property such as furniture and carpets for any damage that is caused to them.

Landlord Liability – If a tenant injures themselves on something faulty in your property and they make a claim for any injury they have suffered you may be liable to pay the costs. With Landlord Liability Insurance this will cover you for claims made against you by your tenants.

Employers Liability Cover – If you employ anyone in relation to your property you will need to be covered by Employers Liability Insurance. If one of your employees is injured or falls ill whilst at work they may make a claim against you if they suffer a financial loss. Employers Liability Insurance will cover you for claims made against you.

Landlord Insurance is important to have if you own one property or many properties. Landlord Insurance can cover various risks that come with owning and renting a property. With Simply Business you can compare quotes for Landlord Insurance to find the best level of cover for your property and at the best price.

What does Landlord Insurance cover?

Major risks – Your property will be covered for major risks such as fire or flood

Landlord Liability Cover – You will be insured for injury caused to another person in relation to your property

Tenant default – This insurance can be added to your policy if you want peace of mind that you will be covered to be able to pay your mortgage if your tenants default on their rent payments

Employers’ Liability Cover – If you employ anyone in relation to your property you will need by law to have Employers Liability Insurance. This will protect you if an employee is injured or falls ill whilst at work

Other cover – You may wish to include with your policy other cover such as terrorism, legal expenses and accidental damage

Why Choose Simply Business for your Landlord Insurance?

Simply Business gives you the ability to compare different quotes and buy your insurance online. With us you can:

• compare quotes for your Landlord Insurance from leading UK providers
• tailor your insurance to meet your needs so you receive the level of cover you would like and any additional cover you think you will need
• buy your insurance online in a few quick steps
• receive your insurance documents electronically within seconds of buying your policy
• speak to a customer service advisor at our UK contact centre if you have any questions or need help with choosing the insurance that is right for you

Tailor your Landlord Insurance to meet your needs

With Simply Business you can make sure that your insurance meets your needs as a landlord.

If you have any questions about what type of Landlord Insurance you think you should buy or you are not sure if you have received the best quote for you, you can speak to a customer advisor at one of our UK contact centres who will be able to get you the quote that is best for you.

If you are looking for a buy-to-let mortgage Simply Business gives you the ability to compare mortgage quotes from top UK providers.

What is a Buy-to-Let Mortgage?

A buy-to-let mortgage is used to purchase a property for the purpose of renting it out. The lending criteria are often different from buying a residential property. For example, you will need a larger deposit in order to secure a buy-to-let mortgage, typically you can borrow up to 85% of the purchase price.

Buy to-let mortgages have become popular as an alternative form of investment, especially in a property market where prices are rising. For an individual looking to take advantage of a strong property market buy-lo-let mortgages have helped many people buy property as an investment.

Why use Simply Business for your Buy-to-Let Mortgage?

Simply Business allows you to compare quotes for your buy-to-let mortgage. With us you can:

• find the best quote from leading buy-to-let insurance providers
• choose the mortgage that suits your individual requirements
• speak to a customer advisor who can help you choose the right mortgage for you

Important information about Buy-to-let Mortgages

Rental Income – You need to take into account the projected rental income you will have for your property when taking out your mortgage. Your rental income needs to give you breathing space for any unforeseen circumstances leading to you not being able to pay your mortgage for a period of time.

Comparison of Mortgage Rates – It is important to get a comparison of different mortgage rates. Rates can vary between lenders and a comparison of rates is important if you want to get the best deal.

Long term investment – Buying a property for the purposes of renting it out should usually be looked at as a long term investment as property values can rise over a number of years.